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Kowalewski Jawork Insurance Agency - Philadelphia, Pennsylvania

Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance For Philadelphia and All of Pennsylvania

The Kowalewski Jawork Insurance Agency, Inc. was founded in 2008. We are a full service insurance agency located in the Queen Village area of Philadelphia. The agency is locally owned and operated. Our mission is to provide our customers with knowledge, exceptional service and a good value for insurance products.

An Independent Advantage

We are Independent Agents in Philadelphia, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kowalewski Jawork Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Recent Blog Posts

What You May Not Know About Motorcycle Safety

Posted: October 2, 2024

What You May Not Know About Motorcycle Safety

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for fatality is far worse: seven times that of injury —...

When is a Car Considered Totaled—And What Happens When It Is?

Posted: September 30, 2024

When is a Car Considered Totaled—And What Happens When It Is?

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...